Creytix Pay

The rail your money moves on

Creytix Pay is payment execution over bank rails: vendor bills, payroll, and carrier payouts move on one rail, and every movement posts to your ledger automatically.

Pay everyone. Reconcile nothing.

What it does for you

  • One rail for every payment

    Vendor bills, payroll runs, and carrier payouts all execute over the same bank rails instead of three different tools with three different logins.

  • Payments that journal themselves

    Every movement posts to Creytix Books automatically — the payment and the journal entry are the same event, not two things you reconcile later.

  • Approvals before money moves

    Bills carry their approval state with them. Money moves when the approval says so, not when someone remembered to click the right tab.

  • Included, not upsold

    Pay is infrastructure, not a product line. It comes with Creytix Books — the rail your money moves on shouldn't be a separate bill.

Capabilities

  • Vendor bill payment (AP)
  • Payroll execution
  • Carrier and contractor payouts
  • Approval-gated money movement
  • Automatic journal entries to Creytix Books
  • Bank-rail execution

Proof, not adjectives

In planning — honestly
Creytix Pay is the payment-execution layer the fleet's AP, payroll, and payout flows are designed around. This page describes the product as designed; the rail ships as the fleet's payment volume grows into it.

How businesses pay today vs the rail

There isn't one product to compare against — businesses pay bills from the bank portal, payroll from the payroll app, and payouts from wherever. Creytix Pay is the argument that all of that is one job.

How businesses pay today vs the rail
CapabilityBank portal + payroll app + ad-hoc toolsCreytix
One rail for AP, payroll, and payoutsNo — three logins, three flowsYes
Payments post to the ledger automaticallyNo — manual entry or batch importYes — the payment and the journal entry are one event
Approval state travels with the moneyPartial — approvals live in emailYes — money moves when approval says so
Own it outrightN/A — the bank owns the railIncluded with Creytix Books

Creytix Pay is in planning — rows describe the product as designed.

Buy it or rent it — your call

Every Creytix tool carries both prices. Buy it outright and own it forever, or rent it month to month — renting is always cheaper than buying. No per-seat traps, no forced bundle.

Buy

Included with Creytix Books

Creytix Pay is infrastructure, not a product line — it comes with Creytix Books, whose buy price is set at launch.

Buy Creytix Pay
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Rent

Included with Creytix Books (Estimated)

No separate bill for the rail your money moves on. (Estimated — finalized at launch.)

Start renting

Membership

Included

Inside the Creytix membership, Creytix Pay is simply part of the deal.

Get it inside membership

Not sure which path is cheaper?

Tell us your stack — which tools, buy or rent — and the tool calculator shows you the cheapest honest path. No sales call, just the math.

Open the tool calculator

Questions, answered honestly

Is Creytix Pay live?

Not yet — it's in planning, and this page describes the product as designed. The fleet's payroll and bill flows are being built to execute over it: approvals, journal entries, and the payment as one event.

How much does it cost?

Nothing separate. Creytix Pay is included with Creytix Books — payment execution is infrastructure, and charging you a second bill for the rail your own money moves on would be the kind of pricing we're trying to end.

What rails does it pay over?

Bank rails — ACH and wire — with the payment instructions generated from the approved bill or payroll run. No new money-movement network to learn; the boring rails, wired to your approvals and your ledger.

Is this a bank?

No. Creytix Pay executes payments over your bank accounts — it doesn't hold deposits or extend credit. Your money stays in your bank; Pay is the instruction layer that moves it on time, with approval, and posts the journal entry.

Further reading

From the Creytix journal

The boring backbone of business payments

Vendor bills, payroll, payouts — every business moves money three different ways through three different tools. The boring truth: it's one job, and it should be one rail.

Read the article →

Built with Creytix, on Creytix

This page itself was produced by the platform it describes — the same design tokens, module pipeline, and review gates used for every Creytix client site. Nothing here is a mockup of the product; it is the product.

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